I'THISOM : Jurnal Ekonomi Syariah

THE CONTRIBUTION OF PESANTREN IN EMPOWERING THE PEOPLE'S ECONOMY (Analytical Study of Islamic Boarding Schools in Indonesia)

Sugianto Sugianto, Hafifuddin — Wed, 30 Apr 2025 00:00:00 +0700

Pesantren have been an important part of the history of Islamic education in Indonesia since the 14th century AD. In addition to functioning as centers of religious education, pesantren also play a strategic role in economic and social empowerment. This research uses a qualitative method, by applying descriptive analysis research type. Descriptive analysis research is a method used as a framework for thinking to obtain research results. This research is included in the library research area, where researchers analyze the contribution of pesantren in the economic empowerment of the people. This research uses primary data from book references and scientific articles using the Publish or Perish application tool. The results of the study found; first, since the 14th century AD, pesantren were established as centers of Islamic education, preaching, and people's struggle. In the 17th century, Sultan Agung gave special attention to pesantren to create a conducive learning environment; second, the role of pesantren in supporting the welfare of the people through education, economy, and social; third, developing an integrated economic empowerment model based on cooperation and waqf-based economic programs. The findings of this study confirm that pesantrens have great potential in improving the economic independence and welfare of the people

DINAMIKA SOSIAL-EKONOMI PETANI TEMBAKAU DI INDONESIA: STUDI KESEJAHTERAAN DAN KEBERLANJUTAN

Abdullah YAqin, Muhammad Izul Ridho, Wilda Tul Uluf — Wed, 30 Apr 2025 00:00:00 +0700

Tobacco farmers in Indonesia face a variety of complex socio-economic challenges, especially related to their welfare and sustainability of their farming. The welfare of tobacco farmers as producers of cigarette raw materials is not comparable to their contribution to state revenues from cigarette excise. This study aims to analyze the socio-economic dynamics that affect the welfare of tobacco farmers in Indonesia. In addition, this study aims to identify factors that support or hinder the sustainability of tobacco farming businesses. Case studies are used to analyze data related to the welfare of tobacco farmers in Indonesia. This study successfully found; Crop diversification has a positive impact on the economic conditions of tobacco farmer families, such as increasing work productivity and reducing debt traps. The government provides support to tobacco farmers through technical assistance, training, access to modern equipment, and agricultural technology innovations to increase productivity and efficiency. However, tobacco farmers' access to Tobacco Excise Revenue Sharing Funds (DBH CHT) for crop diversification is still minimal and the types of assistance provided are not necessarily in accordance with the needs of farmers in the field. Further research is needed to understand how government policies can be optimized to improve the welfare of tobacco farmers and ensure the sustainability of tobacco farming in Indonesia.

PENGARUH FITUR LAYANAN, KEMUDAHAN, DAN KEAMANAN TERHADAP KEPUASAN PENGGUNA E-WALLET DANA DALAM PERSPEKTIF EKONOMI ISLAM

Mahmudah Sadiah, Ahmad Su`aib — Wed, 30 Apr 2025 00:00:00 +0700

This research aims to determine the influence of service features, convenience and security on DANA e-wallet user satisfaction. This type of research is quantitative research using the Jepara population who use the DANA e-wallet. Sampling was based on non-probability sampling with a purposive sampling method. Data collection was obtained from a questionnaire which was measured using a Likert scale and data processing was carried out by SPSS version 26 using the multiple linear regression analysis method. The validity of the data is based on validity and reliability tests and then analyzed using the classic assumption test. The research results explain that partially the service and security feature variables have a positive but not significant effect. The difference in the convenience variable produces a positive and significant influence on DANA e-wallet user satisfaction.

PENGARUH LABELISASI HALAL DAN HARGA TERHADAP KEPUTUSAN KONSUMEN DALAM MEMBELI PRODUK MINUMAN ICE CREAM & TEA MIXUE DI KOTA SIDOARJO

Salsabila Putri Damayanti, Dewi Riza Lisvi Vahlevi — Wed, 30 Apr 2025 00:00:00 +0700

To determine how the pricing and halal labeling of Ice Cream & Tea Mixue drinks, one of the new items imported into Indonesia since 2020, affect the decision-making of the country's mostly Muslim citizens on the halal content of the products they eat. The purpose of this study is to ascertain how pricing and halal labelling affect consumers' choices to buy Ice Cream & Tea Mixue beverage goods at the same time. This study employs quantitative procedures, which are ways of doing research that utilize test apparatus to generate quantitative data—primary data—obtained using statistical computation tools. The samples used in this survey were taken over a period of ten days from fifty participants. Every inquiry is assessed using a Likert scale. By requesting friends to serve as samples, the sampling approach employs probability snowball sampling, which starts with a tiny sample and keeps going until the number of samples rises. The Statistical Package for the Social Sciences (SPSS) version 26 was used to compute the multiple linear regression techniques, reliability tests, validation tests, determination tests, T tests, and F tests that were used to assess the data that was gathered using Google Form. The findings of this study demonstrated that, with a significance value of 0.003, which is less than 0.05, The Halal label has a positive and significant influence on the purchase decision variable for Ice Cream & Tea Mixue beverage goods. Because the price variable of 0.000 is less than 0.05, it has a substantial and favorable impact on consumers' choices to buy Ice Cream & Tea Mixue beverage goods. Price and halal labeling have a big impact on consumers' choices to buy ice cream and tea mixue drinks, both concurrently and in part.

ANALISIS STRATEGI MARKETING MIX UNTUK MENARIK MINAT JEMAAH UMRAH DI PT. QIBLATAIN SAFARINA BAKTI GENDING

Nur Syamsiyah, Fitri Fahilatul Umroh — Wed, 30 Apr 2025 00:00:00 +0700

This study aims to analyze the application of marketing mix strategies in attracting Umrah pilgrims at PT Qiblatain Safarina Bakti. This research uses descriptive qualitative methods with data collection techniques through interviews, observation, and documentation. The results showed that the marketing mix strategy which includes product, price, place, and promotion has a significant influence in increasing the number of pilgrims. Variety and quality products, competitive prices, strategic location, and effective promotion through digital media and direct interaction with the community are the main factors in the success of the company's marketing strategy. Nevertheless, price competition with other travel agencies is the main challenge that PT Qiblatain Safarina Bakti must face. Therefore, the company needs to continue to innovate in services, strengthen promotional strategies, and maintain service quality to remain competitive in this field.

STUDI KOMPREHENSIF TERHADAP RISIKO PEMBIAYAAN PADA BANK DIGITAL SYARIAH

Muhammad Bahanan, Hardian Dwi Utomo — Wed, 30 Apr 2025 00:00:00 +0700

This study provides a comprehensive analysis of the various financing risks faced by Islamic digital banks in Indonesia as a consequence of the rapid development of digital technology in the Islamic financial system. Using a qualitative approach based on literature review, the research explores several types of risks including credit risk, sharia compliance risk, operational risk, liquidity risk, reputational risk, and information technology risk in the operational activities of Islamic digital banking. The findings reveal that although digitalization enhances efficiency and financial inclusion, it also introduces new challenges in risk management that must comply with Islamic principles. The underlying factors contributing to these risks include the uncertainty of Islamic contracts, the quality of customer profiles, technological vulnerabilities, regulatory compliance with sharia law, and low levels of financial and digital literacy. This study also proposes relevant mitigation strategies such as the application of AI and big data in credit scoring, strengthening IT security infrastructure, and optimizing the role of the Sharia Supervisory Board. The results of this study are expected to serve as a reference for the development of adaptive and sharia-compliant risk management systems for Islamic digital banks in the modern era.